Buying or Selling a Home Made Easy! We care about where you live and do business!
Davion Cross

"To leave satisfied you must arrive prepared."


Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

Here are a few tips and things to know about Buyer Agency. A Buyer Agent represents ONLY you, the buyer.  You never pay this agent for servicing your real estate needs.

So how exactly are Buyer Agents compensated?  Well, whenever you purchase a home from a seller or builder, they have already set aside a fee or compensation to their own representative agent (or listing agent/on-site builder agent). What happens is the Buyer agent will get a portion of whatever the seller's agent makes. So be sure to contact me as your Buyer Agent 919-272-2802.

I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Raleigh is incredible and all of the information about buying a home can be overwhelming. I can help.

Why Buy a Home Now in Today's Market?

Buying is home in American is still the No.1 American Dream...Homeownership. Our government also gives you a break as a home owner. The primary reason to become a home owner is that you get to deduct your mortgage interest and mortgage insurance premiums from your income reducing your tax liability. Renting does that give you that opportunity.

Need a loan for kids college, home improvement, vacation, starting a business, or paying off other high interest debt?  Well look towards your home equity and get a deduction from the interest. That's right! Interest on home equity loans are deductible. Also, sell your home and any profit is tax free up to $250,000 for single individuals and $500,000 for married couples.



Buyers01.jpgWhen you're ready to act, contact me.

I fight on behalf of my buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.

I look forward to working with you.

Thanks for stopping by,
Davion

Your Plan

1.  Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. 

With the right team behind you, it really can be that easy!

 

Your Buyer's Agent
A successful purchase starts with the right
representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right lender can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.


Home Buyer Reports

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Be sure not to pay too much for your home!
Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture...
Read More 

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Ensure A Smooth Home Purchase
Buying a home can be an emotional, time-consuming, and complex process...
Read More 

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Avoid the Most Common Buying Errors
Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details...
Read More 

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Things To Keep In Mind When Buying Your First Home
Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home...
Read More 
 
Home Search

Never miss the perfect home!  Search for your dream home now.  Begin Search  Home search

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Buyer's Toolkit

Your Team
Your Plan
Your Calculator
Your Opinion
Your Real Estate News

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Helpful Articles

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